The article "The Roth IRA Boom for Advisors and Their Clients", by Doug Warren, has been published by ArticlesBase. Read the complete article at http://www.articlesbase.com/wealth-building-articles/the-roth-ira-boom-for-advisors-and-their-clients-1490117.html.

A recent article by Doug Warren, titled "The Roth IRA Boom for Advisors and Their Clients", was published by Ulitzer, one of the most respected online content publishers by independent authors. The piece explores some major issues that financial advisors and their clients should consider in shaping retirement plans, particularly in the current climate of increasing taxes and inflation, and declining asset values. Read the complete article at http://dougwarren.ulitzer.com/node/1197052.

Annuity sales advisors can now read, at no charge, a Roth IRA conversion strategies book written by an expert in the field.

In the current economic meltdown, more people than ever are rightly concerned about their financial security — especially older people who have fewer working years to save up enough money for their retirements. They face increasing costs for health care and nursing homes, longer life spans, devastated stock portfolios, and potentially higher taxes as federal and state deficits threaten the continued viability of Social Security and other sources of revenue that the elderly have been counting upon. At the same time, financial advisors are looking for innovative ways to help these retirees reach their financial goals, so they will have all the money needed in their later years, and be able to pass along to their heirs as much of it as possible. Fortunately for everyone involved, a valuable resource is now freely available: A new book, "The Roth IRA Boom for Financial Advisors and Their Clients," explains how recent tax law changes could be of tremendous benefit to clients and their advisors.

On 1 January 2010, all income limitations that had previously prevented people from converting to Roth IRAs, will be removed. This is not only a significant change in government policy, but opens opportunities for financial planners and advisors to show their clients how combining a Roth conversion strategy with annuities and life insurance, can potentially confer many benefits to the client:

• Instead of just deferring taxes, the client could eliminate them.
• Such a strategy could reduce the taxes the client is paying on their Social Security benefits.
• The client could build up a substantial financial reserve, which could later be used for paying for long-term health care, such as nursing home expenses.
• Roth IRAs can also be an excellent way to pass along wealth to one's children or grandchildren, so they could benefit from a lifetime of earnings, completely free of income taxes.

Douglas M. Warren, CLU, the author of this new book, is known as "Mr. Roth IRA" because of the depth of his knowledge and experience in this area — over 36 years helping his personal clients achieve financial peace of mind, and also helping advisors throughout the United States by creating annuity sales software that makes it so much easier for them to explain the many advantages of Roth IRA conversions to their prospective clients.

In this latest book, he packs a lot of valuable information into only 172 pages. The primary objective of this publication is "to help advisors integrate Roth conversions into their practices and to provide specific techniques for using this topic to gain more clients and do more transactions."

The book clearly explains to advisors the circumstances under which Roth conversion could be the ideal strategy for a given client. Learn more at the companion website, RothBoom.com, where this insightful new book is available at no charge.